Privacy Policy

This privacy policy explains how we collect, use, protect or otherwise handle your “Personally identifiable information” (PII) on trustre.com, our Site. PII refers to information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

What information do we collect from visitors to our website?

When registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help you with your experience.

When do we collect information?

We collect information from you when you contact us, subscribe to a newsletter, respond to a survey, fill out a form or enter information on our site.

How do we use your information?

Trust International Insurance and Reinsurance Company B.S.C. (c) ‘Trust Re’, based in Bahrain, is the Controller of the PII collected, i.e. the party holding overall responsibility for the processing of your personal data. We may use the information we collect from you when you sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

  • To personalize user’s experience.
  • To improve our website in order to better serve you.
  • To administer a contest, promotion, survey or other site feature.
  • To send periodic updates regarding our website and services.

Your personal data will be kept in our records as long as the purposes for which they were collected remain valid. We are taking all necessary organisational and technical measures to protect your personal data against unauthorised (whether accidental or intentional) access, alteration, disclosure, transfer or destruction.

Legal basis for the processing of your personal data

We may process your personal data under any of the following legal grounds:

  1. In the context of our legitimate interests. Where required for the purposes of the legitimate interests pursued by us or a third party. An example would be where it is reasonable for us to measure the number of visitors to our website or collect information which gives us an insight into the categories of people who sign up for our newsletters or download our publications.
  2. As a result of your consent. In some cases, we may obtain your consent to process your personal data for certain purposes such as when you contact us to send you marketing or promotional material. Consent given can be withdrawn at any time. Withdrawal of consent does not affect the legality of data processed prior to withdrawal.
  3. For the performance of a contract. We either have a contract with you or have the intention to enter into a contract with you and therefore need to process your personal data to comply with the obligations under the contract.

What do we do in case of a data breach?

We will take the following responsive action, should a data breach occur:

  • We will notify the users via email within 7 business days
  • We will notify the users via in site notification within 7 business days
  • We will also notify the relevant authorities as applicable in the jurisdictions in which we operate (Bahrain’s Data Protection Authority or relevant).

Do we use ‘cookies’?

Yes. Our site may use “cookies” to enhance the user experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We may also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

We use cookies to:

  • Understand and save user’s preferences for future visits.
  • Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies.

If users disable cookies in their browser: If you disable cookies, some features might be disabled or it will turn off some of the features that make your site experience more efficient and some of our services may not function properly.

Third Party Disclosure

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide you with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

We do not include or offer third party products or services on our website.

How does our site handle do not track signals?

We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third party behavioral tracking?

It’s also important to note that we allow third party behavioral tracking.

We collect your email address in order to:

  • Send information,
  • Fulfill requests, and/or
  • Respond to inquiries.

We agree to the following:

  • Not to use false, or misleading subjects or email addresses
  • Identify the message as an advertisement in some reasonable way
  • Include the physical address of our business or site headquarters
  • Monitor third party email marketing services for compliance, if one is used.
  • Honor opt-out/unsubscribe requests quickly
  • Allow users to unsubscribe by using the link at the bottom of each email

What are your rights as owners of the personal data processed?

During the processing of your personal data, you may exercise the following rights, within the limits set out in the Data Protection Laws:

  • to verify at any time what personal data concerning you are being processed and in which manner and to receive a copy of your personal data,
  • to have your data promptly corrected, completed or updated in case their incorrectness, incompleteness or outdated status has been identified by any means,
  • to have your personal data erased in case:
    • the purposes for which your data was collected and further processed are not valid anymore, or
    • there is evidence that your data have been processed unlawfully or
      the erasure is required by the law
  • to have a copy of the personal data that your provided to us transmitted in a digital format back to you or directly to another controller of your choice

If at any time you would like to unsubscribe from receiving future emails, you can
Email us at mail@trustre.com and we will promptly remove you from ALL correspondence.

Queries Related to Personal Data Protection

For any queries related to personal data protection, you can contact the data protection guardian (DPG):
Name: Abdallah Noureddine
Phone: +97317517171
E-mail: dataprotection@trustre.com

Contacting Us

Trust Tower, Building 125, Road 1702, Diplomatic Area 317
P. O. Box 10002, Manama – Kingdom of Bahrain

Changes to This Privacy Policy

We reserve the right to update the present privacy policy at any time, especially when any significant changes will be expected in the processing of your personal data or the ways you may exercise your rights. We will then provide you with respective update in this or other effective manner.

Last edited on 2025-09-05

Yassir Albaharna

Group Chief Executive Officer
With a renowned international profile and an extensive marketing network, Yassir brings over 36 years of in-depth experience in the reinsurance industry. He previously served as CEO of one of the leading reinsurance organizations in the Arab world and has held the position of Vice Chairman at Trust Re since 2019. Since January 2024, he has also been appointed as an Engagement Board Member (International) at the Chartered Insurance Institute (CII) for a term of three years.

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Kamal Tabaja

Chief Operating Officer
Kamal studied the Executive Management Program at the prestigious INSEAD Business School and is a Fellow of the Chartered Insurance Institute (FCII), UK. He began his career as a Systems Engineer and has since accumulated over two decades of experience in the insurance and reinsurance industry. Kamal has been with Trust Re since 2002, where he has held various underwriting roles and led the development of multiple business segments.

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Mohsin Altaf

Chief Finance Officer
Mohsin, a qualified Chartered Accountant, joined Trust Re in 2018, bringing extensive experience in financial management within the insurance industry and a solid understanding of related regulations. Prior to joining Trust Re, he was part of the management teams at several internationally renowned insurance and reinsurance organizations, including ACR and AXA. In these roles, his responsibilities spanned capital management, corporate restructuring, financial reporting, planning and analysis, as well as treasury functions.

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Nabil Hajjar

Member of the Executive Team MD FAIR Oil & Energy Insurance Syndicate
During his 40-year career, Nabil has held senior positions in several reputable insurance & reinsurance companies across the UAE, USA, Cyprus, and Bahrain. He has attended various specialized courses, including on-the-job training in London, Munich, Berlin, and Zurich with international firms like Munich Re, Allianz, and Swiss Re.

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Abdallah Noureddine

Head of IT
Abdallah has more than 20 years of experience in information and communication technology. He has managed diverse multidisciplinary ICT projects and programmes and holds an M.Sc. from a leading American university.

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Ashraf Ibrahim

Head of Legal
Ashraf has worked as a lawyer, legal Consultant, Corporate Board Secretary and Arbitrator for several companies specialised in the fields of commercial trading and real estate since 1993. His experience in the laws of various Middle Eastern countries including the GCC spans more than 26 years. Since 2011, he has been working with Trust Re as Head of Legal Department

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Hussain Al Salman

Head of Investment
With Trust Re since 2011, Hussain has over 15 years of experience in Investments and Portfolio Management. Before joining Trust Re, Hussain held various positions in different financial institutions, including Arab Insurance Group.

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Muhamad Nizam Shaidon

Compliance Officer & MLRO
With Trust Re since May 2015, Nizam is a Certified Anti-Money Laundering Specialist (CAMS) and Certified Global Sanctions Specialist (CGSS). He has more than 15 years’ experience in the Financial Services Industry, primarily in Regulatory and Financial Crime Compliance.

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Faisal Alawi

Head of Claims
Faisal has been part of the Trust Re team since 2008, accumulating over 15 years of expertise in managing Facultative and Treaty claims across diverse lines of business. Holding a degree in Mathematics from the University of Bahrain, he further fortified his skill set with a certificate in Accounting Technicians (QCF) and an Insurance Advanced Diploma from BIBF. Faisal has also undertaken various specialized courses, enhancing his proficiency in the intricate landscape of the industry.

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Wasif Abrar

Head of Finance
Wasif, a qualified Chartered Accountant with over 18 years of experience, oversees the finance function at Trust Re, managing accounting, financial reporting, regulatory compliance, and taxation. He joined the company in 2016 and serves on the Board of Trust Insurance Management, a wholly owned subsidiary of Trust Re, specializing in MGA services.

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Hemant Nambiar

Head of Technical Accounts & Credit Control
Hemant has been in the re/insurance industry for the past 30 years. Before joining Trust Re 18 years ago, he worked with an insurance company and leading reinsurance broker in India. He holds the ACII (UK) qualification and is a Fellow of the Insurance Institute of India.

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Adeel Ul Haq

Head of Financial Planning & Analysis
Adeel is a financial services professional with 15 years of expertise in banking and reinsurance, focusing on risk management and finance. Adeel is a FCCA, CFA Charterholder, and Holds a Master’s degree from the University of London. Adeel has been part of Trust Re since 2016, showcasing his commitment to excellence and specialized knowledge.

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Samir El Mouaffek

Head of Treaty & Retrocession
Samir’s areas of expertise comprise treaty underwriting (all classes of business), business development, accounts handling, O/S losses and commutations, pro-rata and XL treaties pricing.
Previously, Samir was Regional Director & Senior Underwriter-Treaty at Trust Re, in charge of marketing and underwriting Treaty reinsurance business from Africa and Levant Regions.

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Ahmed Al Mahmeed

Head of Operations
Ahmed is Head of Operations at FAIR Oil & Energy Insurance Syndicate, an independent entity managed by Trust Re. As an Associate of the Chartered Insurance Institute (ACII), Ahmed brings a wealth of knowledge and expertise to his role, demonstrating a commitment to maintaining high professional standards. Ahmed holds a Bachelor of Science in Engineering, providing him with a unique blend of technical and managerial skills. His journey in the reinsurance sector began in 2010 when he joined.

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Mohamed Salman

Head Of Facultative Underwriting
Leading the Facultative lines of business at Trust Re is Mohamed, an Associate of the Chartered Insurance Institute. Armed with a Masters in Business Administration with a specialization in Finance, Mohamed boasts over 20 years of invaluable experience in the dynamic field of insurance/ reinsurance.

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Ali Mohsen

Head of Personal Lines
With Trust Re since 2017, Ali has over 15 years of experience in establishing and managing operations related to Affinity products and extended warranties. His professional background extends to academia – he was Senior Lecturer at BIBF’s Center of Insurance for a period of 8 years.

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Philippos Mannaris

Chairman (Independent Non-Executive Director)
Philippos is a First-Class Honours graduate in Actuarial Studies from the London School of Economics and Political Science. He is a qualified actuary and a member of the Association of Actuaries of Cyprus and the UK. Since 2003, he has been with Aon Hewitt and is currently Partner of Aon’s Global Retirement & Investments Practice. His experience working with GCC clients spans almost 20 years.

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Prof. Chris Parsons

Vice Chairman (Independent Non-Executive Director)
A full Professor in Insurance at Cass Business School, City University of London, Chris Parsons has engaged continuously with the insurance industry for more than 40 years as a practitioner, researcher, consultant and writer. He has delivered consultancy services and training courses in the UK and around 30 other countries.

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Khadijah Binti Abdullah

Independent Non-Executive Director
Currently Director of the Financial Education Network at Bank Negara Malaysia, Khadijah has a strong track record in leadership, transforming teams and organisational culture. Her experience in Education and Training is vast. Previous appointments include CEO of the Performance and Delivery Unit (PADU) at the Ministry of Education in Malaysia and CEO of the Malaysian Insurance Institute (MII).

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Lakhdar Moussi

Independent Non-Executive Director
Lakhdar’s career spans 45 years in executive management positions in various sectors including Audit, Banking, Manufacturing, Contracting and Insurance in Canada, Europe and the GCC. In his capacity as consultant and executive manager, he has spent more than 25 years involved in strategy and business development initiatives in the insurance industry.

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