Operations

We are proud to have a highly skilled team of underwriters, with the majority holding the esteemed ACII qualification, reflecting their dedication to delivering exceptional reinsurance services. With extensive expertise in both Facultative and Treaty underwriting, our specialists craft bespoke solutions to address the unique requirements of our clients across diverse sectors. Whether managing proportional or non-proportional treaties or providing facultative coverage for complex risks such as energy, property, life & health, and specialty lines, our team consistently delivers precision and reliability. To learn more about our capacities, please refer to the details provided below.

Underwriting Structure

Kamal Tabaja

Chief Operating Officer
Facultative Underwriting

Mohamed Salman

Head of Facultative Underwriting

Ebrahim Jewaid

Senior Underwriter Energy

Ahsanullah Amanullah

Senior Underwriter Property & Alternative Energy
Personal Lines

Ali Mohsen

Head of Personal Lines

Elias Nahas

Senior Underwriter Personal Lines
Treaty & Retrocession

Samir El Mouaffek

Head of Treaty & Retrocession

Kevin Quek

Business Dev. Manager

Sakher Al Khatib

Senior Underwriter Treaty

Osama Rifat

Senior Underwriter Treaty

Facultative

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Treaty

Read More

Facultative Underwriting Scope

We provide Operational & Construction cover for Facultative Risks in the following subsections of green energy

  • Biofuel / Biomass Energy
  • Waste to Energy
  • Geothermal Energy
  • Fuel Cell Energy
  • Hydro-electric Energy
  • Solar PV (Onshore / Offshore)
  • Wind Energy (Onshore / Offshore)
  • Solar CST Energy
Capacity
  • Onshore up to US$65M
  • Offshore Up to US$ 55M

 

We provide cover onshore construction and engineering projects as detailed below 

Energy Onshore Construction
  • Oil & Gas including Refinery, Tank Farms
    and Terminals
  • Petrochemical Complex
  • Liquefied Natural Gas (LNG)
    Plants & Terminals
  • Oil, Gas & LNG terminals
  • Fertilizer Plant
Industrial and Manufacturing Risks
  • Power (Thermal, Gas and Combined cycle)
  • Industrial and Manufacturing Risks like Steel, Aluminium Smelters, Chemical & Cement factories
Product Range
  • Erection All Risk Insurance
  • Third Party Liability
  • Contractor’s Plant and Machinery
  • Principals Advance loss of profits/Delayin Startup
  • First year operational/Business interruption

We provide property and business interruption insurance for a huge range of industries which includes the following

  • Power & Utilities 
  • Residential
  • Chemicals & Fertilisers
  • Technology
  • Commercial
  • Airports & Transport
  • Manufacturing & Food Processing
  • Heavy Industries and Metalworking
Capacity
  • Up to US$ 65M

We provide cover for Facultative Risks in the following subsections of energy

Onshore

Oil Refineries & Gas processing plants

  • Petrochemical Plants
  • LNG(Liquefication/Regasification) plants
  • Pipelines
  • Terminals
  • Control of Well/Operators Extra Expenses
  • Onshore Rigs
Offshore

Energy/Operators/Contractors packages

  • Platforms
  • Pipelines and Subsea Assets
  • Drilling Units/Mobile units
  • FPSO/FSO & FLNGs
  • Single Point Mooring (SPM) or Single buoy Mooring (SBM)
  • Control of Well/Operators Extra Expenses
  • Construction/Conversion – associated with any of above

The Affinity division provides underwriting services and capacity for certain insurance products, particularly those of large volume but with small premiums.

Affinity products cover
  • Auto Warranty
  • Brown & White Goods
  • Guaranteed Asset Protection (GAP)
  • Affinity Packages
Capacity
  • Our capacity is available up to 100% on a facultative basis, with minimum risk size requirements. Up to US$ 5M

Risk appetite includes

  • XL Cat and XL Per Life as well as Proportional Treaty
  • Facultative enquiries either for Group or individual
  • Underwriting either on Treaty or Facultative lines of business such as: Group Life, Credit Life, Individual life
  • Risk wise, we are studying: Life, Disability, Critical Illness, Long Term Care, Personal Accident

Unemployment cover can be studied if

  • Rider to Life
  • Cover is limited in terms of amount and duration
Capacity
  • Group Life: up to US$ 5M (max. per life)
  • Credit Life: up to US$ 5M (max. per life)
  • Individual Life: up to US$ 5M (max. per life)

 

Reinsurance

We provide Operational & Construction cover for Facultative Risks in the following subsections of green energy

  • Biofuel / Biomass Energy
  • Waste to Energy
  • Geothermal Energy
  • Fuel Cell Energy
  • Hydro-electric Energy
  • Solar PV (Onshore / Offshore)
  • Wind Energy (Onshore / Offshore)
  • Solar CST Energy
Our Capacity
  • Onshore up to US$65M
  • Offshore Up to US$ 55M

Our Team

Mohamed Salman

Head of Facultative Underwriting

Ahsanullah Amanullah

Senior Underwriter

We provide cover onshore construction and engineering projects as detailed below 

Energy Onshore Construction
  • Oil & Gas including Refinery, Tank Farms
    and Terminals
  • Petrochemical Complex
  • Liquefied Natural Gas (LNG)
    Plants & Terminals
  • Oil, Gas & LNG terminals
  • Fertilizer Plant
Industrial and Manufacturing Risks
  • Power (Thermal, Gas and Combined cycle)
  • Industrial and Manufacturing Risks like Steel, Aluminium Smelters, Chemical & Cement factories
Product Range
  • Erection All Risk Insurance
  • Third Party Liability
  • Contractor’s Plant and Machinery
  • Principals Advance loss of profits/Delayin Startup
  • First year operational/Business interruption
Our Capacity
  • Up to US$ 55M

Our Team

Mohamed Salman

Head of Facultative Underwriting

Ebrahim Jewaid

Senior Underwriter

We provide property and business interruption insurance for a huge range of industries which includes the following

  • Power & Utilities 
  • Residential
  • Chemicals & Fertilisers
  • Technology
  • Commercial
  • Airports & Transport
  • Manufacturing & Food Processing
  • Heavy Industries and Metalworking
Our Capacity
  • Up to US$ 65M
Our Team
Mohamed Salman

Head of Facultative Underwriting

Ahsanullah Amanullah

Senior Underwriter

We provide cover for Facultative Risks in the following subsections of energy

Onshore

Oil Refineries & Gas processing plants

  • Petrochemical Plants
  • LNG(Liquefication/Regasification) plants
  • Pipelines
  • Terminals
  • Control of Well/Operators Extra Expenses
  • Onshore Rigs
Offshore

Energy/Operators/Contractors packages

  • Platforms
  • Pipelines and Subsea Assets
  • Drilling Units/Mobile units
  • FPSO/FSO & FLNGs
  • Single Point Mooring (SPM) or Single buoy Mooring (SBM)
  • Control of Well/Operators Extra Expenses
  • Construction/Conversion – associated with any of above
Our Capacity
  • Energy Onshore: up to US$ 65M
  • Energy Offshore: up to US$ 55M
Our Team
Mohamed Salman

Head of Facultative Underwriting

Ebrahim Jewaid

Senior Underwriter

The Affinity division provides underwriting services and capacity for certain insurance products, particularly those of large volume but with small premiums.

Our Affinity products cover
  • Auto Warranty
  • Brown & White Goods
  • Guaranteed Asset Protection (GAP)
  • Affinity Packages
Our Capacity
  • Our capacity is available up to 100% on a facultative basis, with minimum risk size requirements. Up to US$ 5M

Our Team

Ali Mohsen

Head of Personal Lines

Our risk appetite includes

  • XL Cat and XL Per Life as well as Proportional Treaty
  • Facultative enquiries either for Group or individual
  • Underwriting either on Treaty or Facultative lines of business such as: Group Life, Credit Life, Individual life
  • Risk wise, we are studying: Life, Disability, Critical Illness, Long Term Care, Personal Accident

Unemployment cover can be studied if

  • Rider to Life
  • Cover is limited in terms of amount and duration
Our Capacity
  • Group Life: up to US$ 5M (max. per life)
  • Credit Life: up to US$ 5M (max. per life)
  • Individual Life: up to US$ 5M (max. per life)

Our Team

Ali Mohsen

Head of Personal Lines

Elias Nahas

Senior Underwriter

Facultative Team

Kamal Tabaja

Chief Operating Officer
M: +973 36 899 882
ktabaja@trustre.com

Mohamed Salman

Head of Facultative Underwriting
M: +973 36 899 873
msalman@trustre.com

Ali Mohsen

Head of Personal Lines
M: +973 66 390 620
amohsen@trustre.com

Ebrahim Jewaid

Senior Underwriter
Energy
M: +973 36 022 186
ejewaid@trustre.com

Elias Nahas

Senior Underwriter
Personal Lines (Life)
M: +973 66 390 742
enahas@trustre.com

Ahsanullah Amanullah

Senior Underwriter
Property & Alternative Energy
M +973 66 390 744
aamanullah@trustre.com

Treaty Underwriting Scope

At Trust Re, our treaty business provides tailored reinsurance solutions to help clients manage risk effectively. We offer a wide range of treaty arrangements, including both proportional and non-proportional reinsurance, designed to meet the unique needs of insurers. Our experienced team works closely with clients to understand their requirements, ensuring flexible and reliable coverage that enhances their financial stability. Trust Re’s treaty business is built on strong relationships, transparency, and a commitment to delivering exceptional value to our partners.

TREATY UNDERWRITING CAPACITY

At Trust Re, our treaty business provides tailored reinsurance solutions to help clients manage risk effectively. We offer a wide range of treaty arrangements, including both proportional and non-proportional reinsurance, designed to meet the unique needs of insurers. Our experienced team works closely with clients to understand their requirements, ensuring flexible and reliable coverage that enhances their financial stability. Trust Re’s treaty business is built on strong relationships, transparency, and a commitment to delivering exceptional value to our partners.

Non-Marine:

    • Up to US$ 4 millionproportional
    • Up to US$ 7.5 millionnon-proportional
    • Up to US$ 7.5 millioncombined per program

Marine:

    • Up to US$ 2.5 millionproportional
    • Up to US$ 5 millionnon-proportional
    • Up to US$ 5 millioncombined per program

Motor Business:

    • Up to US$ 5 million

Treaty Team

Kamal Tabaja

Chief Operating Officer
M: +973 36 899 882
ktabaja@trustre.com

Samir El Mouaffek

Head of Treaty & Retrocession
M: +973 37 160 009
smouaffek@trustre.com

Kevin Quek

Business Development Manager
Asia Pacific Region
M: +65 90 905 378
kquek@trustre.com

Sakher Al Khatib

Senior Underwriter – Treaty
Africa, Asia Pacific, CEE & CIS
M: +973 36 899 884
skhatib@trustre.com

Osama Rifat

Senior Underwriter – Treaty
GCC, Levant, Turkey and Indian Subcontinent
M: +973 36 899 895
orifat@trustre.com

Claims

Faisal Alawi

Head of Claims

Trust Re’s experienced claims team is highly regarded for handling claims across all lines of business. We focus on providing exceptional service, support, and quick response times. Our approach involves clear, fair, and transparent communication with clients, brokers, and underwriters. With business continuity and disaster recovery plans in place, we ensure uninterrupted service. In the event of a catastrophe, we visit clients to assess the situation firsthand. We view claims as opportunities to enhance our underwriting solutions and build long-term relationships, always striving to meet commitments and earn trust.

Yassir Albaharna

Group Chief Executive Officer
With a renowned international profile and an extensive marketing network, Yassir brings over 36 years of in-depth experience in the reinsurance industry. He previously served as CEO of one of the leading reinsurance organizations in the Arab world and has held the position of Vice Chairman at Trust Re since 2019. Since January 2024, he has also been appointed as an Engagement Board Member (International) at the Chartered Insurance Institute (CII) for a term of three years.

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Kamal Tabaja

Chief Operating Officer
Kamal studied the Executive Management Program at the prestigious INSEAD Business School and is a Fellow of the Chartered Insurance Institute (FCII), UK. He began his career as a Systems Engineer and has since accumulated over two decades of experience in the insurance and reinsurance industry. Kamal has been with Trust Re since 2002, where he has held various underwriting roles and led the development of multiple business segments.

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Mohsin Altaf

Chief Finance Officer
Mohsin, a qualified Chartered Accountant, joined Trust Re in 2018, bringing extensive experience in financial management within the insurance industry and a solid understanding of related regulations. Prior to joining Trust Re, he was part of the management teams at several internationally renowned insurance and reinsurance organizations, including ACR and AXA. In these roles, his responsibilities spanned capital management, corporate restructuring, financial reporting, planning and analysis, as well as treasury functions.

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Nabil Hajjar

Member of the Executive Team MD FAIR Oil & Energy Insurance Syndicate
During his 40-year career, Nabil has held senior positions in several reputable insurance & reinsurance companies across the UAE, USA, Cyprus, and Bahrain. He has attended various specialized courses, including on-the-job training in London, Munich, Berlin, and Zurich with international firms like Munich Re, Allianz, and Swiss Re.

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Abdallah Noureddine

Head of IT
Abdallah has more than 20 years of experience in information and communication technology. He has managed diverse multidisciplinary ICT projects and programmes and holds an M.Sc. from a leading American university.

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Ashraf Ibrahim

Head of Legal
Ashraf has worked as a lawyer, legal Consultant, Corporate Board Secretary and Arbitrator for several companies specialised in the fields of commercial trading and real estate since 1993. His experience in the laws of various Middle Eastern countries including the GCC spans more than 26 years. Since 2011, he has been working with Trust Re as Head of Legal Department

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Hussain Al Salman

Head of Investment
With Trust Re since 2011, Hussain has over 15 years of experience in Investments and Portfolio Management. Before joining Trust Re, Hussain held various positions in different financial institutions, including Arab Insurance Group.

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Muhamad Nizam Shaidon

Compliance Officer & MLRO
With Trust Re since May 2015, Nizam is a Certified Anti-Money Laundering Specialist (CAMS) and Certified Global Sanctions Specialist (CGSS). He has more than 15 years’ experience in the Financial Services Industry, primarily in Regulatory and Financial Crime Compliance.

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Faisal Alawi

Head of Claims
Faisal has been part of the Trust Re team since 2008, accumulating over 15 years of expertise in managing Facultative and Treaty claims across diverse lines of business. Holding a degree in Mathematics from the University of Bahrain, he further fortified his skill set with a certificate in Accounting Technicians (QCF) and an Insurance Advanced Diploma from BIBF. Faisal has also undertaken various specialized courses, enhancing his proficiency in the intricate landscape of the industry.

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Wasif Abrar

Head of Finance
Wasif, a qualified Chartered Accountant with over 18 years of experience, oversees the finance function at Trust Re, managing accounting, financial reporting, regulatory compliance, and taxation. He joined the company in 2016 and serves on the Board of Trust Insurance Management, a wholly owned subsidiary of Trust Re, specializing in MGA services.

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Hemant Nambiar

Head of Technical Accounts & Credit Control
Hemant has been in the re/insurance industry for the past 30 years. Before joining Trust Re 18 years ago, he worked with an insurance company and leading reinsurance broker in India. He holds the ACII (UK) qualification and is a Fellow of the Insurance Institute of India.

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Adeel Ul Haq

Head of Financial Planning & Analysis
Adeel is a financial services professional with 15 years of expertise in banking and reinsurance, focusing on risk management and finance. Adeel is a FCCA, CFA Charterholder, and Holds a Master’s degree from the University of London. Adeel has been part of Trust Re since 2016, showcasing his commitment to excellence and specialized knowledge.

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Samir El Mouaffek

Head of Treaty & Retrocession
Samir’s areas of expertise comprise treaty underwriting (all classes of business), business development, accounts handling, O/S losses and commutations, pro-rata and XL treaties pricing.
Previously, Samir was Regional Director & Senior Underwriter-Treaty at Trust Re, in charge of marketing and underwriting Treaty reinsurance business from Africa and Levant Regions.

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Ahmed Al Mahmeed

Head of Operations
Ahmed is Head of Operations at FAIR Oil & Energy Insurance Syndicate, an independent entity managed by Trust Re. As an Associate of the Chartered Insurance Institute (ACII), Ahmed brings a wealth of knowledge and expertise to his role, demonstrating a commitment to maintaining high professional standards. Ahmed holds a Bachelor of Science in Engineering, providing him with a unique blend of technical and managerial skills. His journey in the reinsurance sector began in 2010 when he joined.

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Mohamed Salman

Head Of Facultative Underwriting
Leading the Facultative lines of business at Trust Re is Mohamed, an Associate of the Chartered Insurance Institute. Armed with a Masters in Business Administration with a specialization in Finance, Mohamed boasts over 20 years of invaluable experience in the dynamic field of insurance/ reinsurance.

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Ali Mohsen

Head of Personal Lines
With Trust Re since 2017, Ali has over 15 years of experience in establishing and managing operations related to Affinity products and extended warranties. His professional background extends to academia – he was Senior Lecturer at BIBF’s Center of Insurance for a period of 8 years.

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Philippos Mannaris

Chairman (Independent Non-Executive Director)
Philippos is a First-Class Honours graduate in Actuarial Studies from the London School of Economics and Political Science. He is a qualified actuary and a member of the Association of Actuaries of Cyprus and the UK. Since 2003, he has been with Aon Hewitt and is currently Partner of Aon’s Global Retirement & Investments Practice. His experience working with GCC clients spans almost 20 years.

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Prof. Chris Parsons

Vice Chairman (Independent Non-Executive Director)
A full Professor in Insurance at Cass Business School, City University of London, Chris Parsons has engaged continuously with the insurance industry for more than 40 years as a practitioner, researcher, consultant and writer. He has delivered consultancy services and training courses in the UK and around 30 other countries.

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Khadijah Binti Abdullah

Independent Non-Executive Director
Currently Director of the Financial Education Network at Bank Negara Malaysia, Khadijah has a strong track record in leadership, transforming teams and organisational culture. Her experience in Education and Training is vast. Previous appointments include CEO of the Performance and Delivery Unit (PADU) at the Ministry of Education in Malaysia and CEO of the Malaysian Insurance Institute (MII).

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Lakhdar Moussi

Independent Non-Executive Director
Lakhdar’s career spans 45 years in executive management positions in various sectors including Audit, Banking, Manufacturing, Contracting and Insurance in Canada, Europe and the GCC. In his capacity as consultant and executive manager, he has spent more than 25 years involved in strategy and business development initiatives in the insurance industry.

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